On-ramp service is provided by our partner(s).
MoneySwap OÜ - Estonia # 14461101 / FVT000118,
MoneyMaple Tech LTD - Canada BC1306168 / M21565803,
MoneyTea LTD - UK 12166965/ FCA reference number
850523 on behalf of Cauri LTD, a Payment Institution,
authorized by the FCA reference number 683817,
MoneyTea LTD - USA registered in FinCen as MSB # 31000175484625 .

Buying: 0.001253 BTC
Total: 150 USD
Rate:
Fee:
Estimated time: ~10 minutes
Buying: 0.001253 BTC
Total: 150 USD
Rate:
Fee:
Estimated time: ~10 minutes

On-ramp service is provided by our partner(s).
MoneySwap OÜ - Estonia # 14461101 / FVT000118, MoneyMaple Tech LTD - Canada BC1306168 / M21565803, MoneyTea LTD - UK 12166965/ FCA reference number 850523 on behalf of Cauri LTD, a Payment Institution, authorized by the FCA reference number 683817,
MoneyTea LTD - USA registered in FinCen as MSB # 31000175484625 .

FAQ | Buy Crypto with Credit Card & Debit Card

What is it?

Simpledo offers a user-friendly and convenient way to buy (on-ramp) & sell (off-ramp) Crypto Coins with Credit Card, and Debit Card through our licensed partner Mercuryo.

How long does the transaction take?

Most orders are processed by Mercuryo in just a few minutes. ETH and ERC-20 tokens, ALGO, and TRX are processed within 5-10 minutes after a successful charge from the bank card, BTC takes sometimes longer to be executed due to the protocol of the first crypto coin.

How do I buy crypto?

Step 1

Choose the fiat currency (USD, EUR, etc.) → Enter the amount you want to spend → Choose the crypto coin you want to buy (BTC, ETH, etc.) → Enter the wallet address, where you want to receive your crypto coins

Step 2

Enter your email address → Enter the verification code you received

Step 3

Select your country → complete KYC (You can skip this step if you already signed up to Simpledo and completed KYC)

Up to EUR300 per transaction (EUR900 in total), you do not need an AML/KYC process (does not apply to US citizens).

Step 4

Fill in the card info→Complete 3D secure authorization (input Mercuryosecurity code sent to you by your bank )

Congratulations, you are done.

As soon as the crypto - transaction is completed, you will receive an email with all the details of the transaction, including the amount of fiat debited, the amount of crypto sent, and Mercuryo ID of the transaction.

How do I sell crypto?

Step 1

Choose the crypto coin you want to sell (BTC, ETH, etc.) → Enter the amount you want to sell → Choose the fiat currency you want to receive (USD, EUR, etc.)

Step 2

Enter your email address → Enter the verification code you received

Up to EUR300 per transaction (EUR900 in total), you do not need an AML/KYC process (does not apply to US citizens).

Step 3

Select your country → complete KYC (You can skip this step if you already signed up to Simpledo and completed KYC)

Step 4

Fill in the card info (where you will receive your fiat currency)

Step 5

Enter the refund Wallet address. In this step, it's necessary to input the refund address, so you can receive back the crypto if something goes wrong→ Once you indicate the refund address you need to choose one of the two options; In the range of 5% or Unconditional payout

Step 6

Please send crypto coins to the MercuryoWallet address you see on the widget,

Congratulations, you are done.

As soon as the crypto - transaction is completed, you will receive an email with all the details of the transaction, including the amount of fiat debited, the amount of crypto sent, and the Mercuryo ID of the transaction.

Mercuryo widget does not support receiving ETH through smart contracts.Sending unsupportedcrypto coins via the Mercuryo widget will result with their permanent loss.

What types of bank cards & payment solutions are supported?

For buy trade; only UnionPay, Visa, MasterCard - virtual, prepaid, debit, and credit cards, Apple Pay, and Google Pay are accepted.

Maestro cards, PayPal, Revolut cards, WIRE, or SEPA bank transfers are not supported.

Some issuer banks have their own terms regarding where and when their cards can be used and may decline the charge on their side. If you encounter this, please contact your bank support.

Some issuer banks might charge extra fees when you use credit cards. Please, contact your bank support and ask them if they charge extra fees for transactions with MCC 6051 (merchant category code).

For sell trade; only VISA (not working at the moment) and MASTERCARD are accepted.

Which cryptocurrencies are supported?

On/Off Ramps - Supported Crypto Coins (for credit/debit card Buy & Sell) are;

Bitcoin BTC
Bitcoin Cash BCH
Ethereum ETH
Binance Coin (BSC) BNB
Tether USDT
USD Coin USDC
Binance USD BUSD
1inch 1INCH
Algorand (ALGO) ALGO
Avalanche AVAX
Basic Attention Token BAT
Cardano ADA
Cosmos ATOM
Curve DAO Token CRV
Dai DAI
Decentraland MANA
Dogecoin DOGE
DYDX DYDX
Fantom FTM
Kusama KSM
Litecoin LTC
NEAR Protocol NEAR
OKB OKB
Polkadot DOT
Polygon MATIC
XRP (Ripple) XRP
Solana SOL
Stellar XLM
Tezos XTZ
The Sandbox SAND
Toncoin TON
TRON TRX

Which fiat currencies are supported for buying crypto?

Supported fiat currencies (for buying crypto) are;

EUR Euro
$ USD US dollar
¥ JPY Japanese yen
KRW Korean Won
£ GBP British pound
TRY Turkish lira
R$ BRL Brazilian real
$ MXN Mexican Peso
UAH Ukrainian Hryvnia (currently not available)
RUB Russian Rouble (currently not available)
K�? CZK Czech Koruna
UGX Ugandan Shilling
лв BGN BulgarianLev
VND Vietnamese Dong
CHF CHF Swiss Frank
$ CAD Canadian Dollar
$ AUD Australian Dollar
$ HKD Hong Kong Dollar
INR Indian Rupee
Rp IDR Indonesian Rupiah
kr DKK Danish Krone
kr SEK Swedish Krona
PLN Polish Zloty
R ZAR South Africa Rand
NGN Nigerian Naira
¢ GHS Ghanaian Cedi
Tsh TZS Tanzanian Shilling
Ksh KES Kenyan shilling

If your preferred fiat currency is not on the list, Mercuryo automatically converts your currency into the selected payment currency and the bank will make the exchange. Please consult with your bank, additional fees might apply depending on your banks' exchange policy.

Which fiat currencies are supported for selling crypto?

Supported fiat currencies to sell crypto and withdraw fiat to your credit card are;

EUR Euro
$ USD US dollar

Who can use this service?

If you are 18 years old or older, you can purchase cryptocurrencies with your bank card. An additional requirement is to have a valid government-issued identification document as you are required to pass AML/KYC verification when you buy/sell crypto.

Do I need KYC?

Yes, you are required signup and finish your one-time AML/KYC verification (you don’t need to repeat it for your future transactions) with Simpledo. It takes couple of minutes to finish KYC process.

What are the minimum & maximum amounts for the per transaction?

Corresponding crypto coin/fiat currency minimum/maximum limits are;

Crypto Minimum limit per transaction Maximum limit per transaction
BTC 0.0003 BTC
  • 4000 EUR
  • 4700 USD
  • 3400 GBP
  • 130 000 UAH
  • 514 000 JPY
  • 34 000 TRY
  • BCH
  • TRX
  • 10 EUR
  • 12 USD
  • 9 GBP
  • 350 UAH
  • 1200 JPY
  • 110 TRY
  • 4000 EUR
  • 4700 USD
  • 3400 GBP
  • 130 000 UAH
  • 514 000 JPY
  • 34 000 TRY
  • ALGO
  • ETH
  • BAT
  • USDT
  • DAI
  • OKB
  • BNB
  • BUSD
  • 1INCH
  • 10 EUR
  • 12 USD
  • 9 GBP
  • 350 UAH
  • 1200 JPY
  • 110 TRY
  • 4000 EUR
  • 4700 USD
  • 3400 GBP
  • 130 000 UAH
  • 514 000 JPY
  • 34 000 TRY

Important note: Minimum limits are subject to change depending on various factors, such as network fee price, etc.

What are the (Buy) limits?

BUY Limits

  • Maximum transaction amount of 4000 EUR
  • Daily limit per account 10 000 EUR
  • Weekly limit per account 25 000 EUR
  • Monthly limit per account 25 000 EUR
  • Number of card transactions per day: 15
  • Transaction limit per 1 card per month 25 000 EUR

The daily limit is counted not as a calendar day, from 00:00 till 23:59, but as a 24-hour period since purchasing.

The monthly limit is counted as a 31-day period since purchasing, and not as a calendar month.

Daily and monthly limits include all fees.

What are the (Sell) limits?

SELL Limits

  • Maximum amount per 1 transaction - 1700 EUR/ 2000 USD
  • Daily limit - 7500 EUR/ 8400 USD (per card)
  • Monthly limit 7500 EUR/ 8400 USD (per card)
  • Number of card transactions per day: 5
  • Number of card transactions per month: 50

The daily limit is counted not as a calendar day, from 00:00 till 23:59, but as a 24-hour period since purchasing.

The monthly limit is counted as a 31-day period since purchasing, and not as a calendar month.

Daily and monthly limits include all fees.

Non-operational countries.

On/Off ramp services cannot be used in the following countries;

Bangladesh, Bolivia, Burundi, Central African Republic, China, Colombia, Cuba, the Democratic Republic of the Congo, Ecuador, Iran, Iraq, Kyrgyzstan, Lebanon, Libya, Mali, Morocco, Nepal, Nicaragua, North Korea, Pakistan, Saudi Arabia, Somalia, Sudan and Darfur, South Sudan, Syria, Vietnam, Venezuela, Yemen, Zimbabwe.

In addition, please note that our payment gateway might not be able to process some bank cards based on your country/state and their policies towards cryptocurrency transactions.

All the USA states are supported, except Hawaii, and New York.

  • - - Puerto Rico and Washington DC are also supported,
  • - - Both VISA and MasterCard are supported,
  • - - Only ID Passport Card and Driver’s License are supported for KYC,

Withdraw fiat to a bank card is not supported for the USA. Only BTC, ETH and USDT ERC20 are available for purchase for US citizens at the moment.

In which countries can I withdraw (sell Crypto to) EUR/USD to my bank card?

VISA

You can sell crypto and withdraw EUR/USD to your Visa bank card only in the following countries;

Albania, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, Georgia, Germany, Greece, Hong Kong, Hungary, Iceland, India, Indonesia, Israel, Italy, Jordan, Kazakhstan, South Korea, Kyrgyzstan, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malaysia, Malta, Moldova, Monaco, Mongolia, Montenegro, Netherlands, Northern Macedonia, Norway, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Tajikistan, Thailand, Turkey, Turkmenistan, United Arab Emirates, Ukraine, Uzbekistan, Vatican.

MASTERCARD

You can sell crypto and withdraw EUR/USD to your MasterCard bank card in all the countries, where Mercuryo operates except the following countries;

Antarctica, Angola, Bhutan, Botswana, Bouvet Island, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, Christmas Island, Coco (Keeling ) Islands, Comoros, Cook Islands, Cote D'Ivoire, Cuba, Equatorial Guinea, Eritrea, Falkland Islands (Malvinas), Fiji, French Guiana, French Southern Territories, Djibouti, Guatemala, Heard and McDonald Islands, Indonesia, Liberia, Libyan Arab Jamahiriya, Mayotte, Montserrat, Myanmar, Nauru, Nigeria, Niue, Norfolk Island, Northern Mariana Islands, Palestine, Pitcairn, Puerto Rico, Rwanda, Sao Tome and Principe, Sierra Leone, Solomon Islands, South Georgia and South Sandwich islands, St. Helena, Ascension and Tristan Da Cunha, St, Pierre and Miquelon, Sudan, , Swaziland, TimorLeste, Tokelau, Tonga, Tuvalu, Vanuatu, Uganda, Ukraine, Western Sahara, Zimbabwe.

What are the fees?

To able to cover the network (also known as miners fee, gas fee) there are minimum commissions as follows;

Cryptocurrency Minimum commission
BTC 5 EUR
USDT ERC20 8 EUR
ETH, BAT, OKB, DAI 2 EUR
BCH, TRX, ALGO No minimum commission No minimum commission
BNB, BUSD, 1INCH (BEP20) No minimum commission

Important note: The fees might change depending on the activity on a particular blockchain network

The transaction fee includes; the network fee (also known as miners fee, gas fee), service provider fee, minimum commission, and Simpledo fee. All comes to 4.95% when you buy and 4.95% when you sell.

All fees are included. No hidden or extra fees. You see the final amount of crypto to be deposited on your blockchain address and the fiat amount to be charged from your card.

Is it possible to receive a refund?

Due to the irreversible nature of cryptocurrency transactions, refunds are not possible.